Commercial Property

I understand where your coming when you say you want to see their whole credit report, anyone can show you a credit score and it could be good but you wouldn't be able to tell if there was something that they paid off and got their credit score back up. Like you said if they really want your space they should give you want your asking for. But then you need to put yourself in there shoes, nobody really feels comfortable on giving anyone that kind of information now in days. I would try to have them meet you in person and ask them to bring up the report in front of you so you can take a look at it.

American Apartment Owners Association provides tenant checks..."Today's automated tenant screening reports are easy to access, and easy to read. In a matter of minutes you can discover if your rental applicant is telling the truth, or if you have a potential problem tenant on your hands;
Basic tenant checks protect your rental property investment against tenants who try to hide bad credit or other problems in their rental background. By cross-referencing reports, you can catch discrepancies that can only lead to one conclusion -- this applicant would not make a good tenant. These reports also offer peace of mind in knowing that the renter you've chosen will be reliable; and, When you check tenant credit, you can quickly determine how your applicants have treated other creditors, a telltale sign of whether they will pay rent on time. You'll also know if a candidate is using someone else's information to try to get access to your rental property."

There may be something on there they may feel you wouldn't rent to them if you saw. I have rentals so I know sometimes things happen. Meeting with them in person is not a bad idea, but perhaps you should tell them you do have to see the whole report but you will give them a chance to explain anything on their report if they need to. Maybe they went through a bad period where the husband was laid off and have some things show up on their credit reports - all kinds of things can happen and most people take a look at a credit report and deny based solely on that. You should not just depend on credit reports but call some previous places they have rented and see how their tenant history goes. One question are you renting them the residential part or the commercial part?
If residential maybe it's possible they had a foreclosure in the past and are worried if you see it they won't be approved even though they have worked to get their scores up. Maybe they were the victim of Identity theft, you never know so the best thing to do would be to tell them you do need to see the whole report but you are willing to meet them in person and let them explain if there is anything on the report they feel you may not like, etc. This will make them more comfortable to share the report with you if they know you are still willing to give them a chance.
You have to remember sometimes things happen. We had our house for over 10 years when my husband had surgery and was on disability and when you don't get full pay you do run into problems. Loosing our house affected his credit for a long time, but is just now starting to let up. We have had a long road because of one thing happening and have had to fight and struggle along the way to get where we are now so you have to remember too there is usually a story behind the situation and you can't just look at things as black and white because they almost never are. I have had lots of interested tenants not even give my properties a second glance when credit report is mentioned, even though I never base renting off a credit report alone.

Office Buildings,Industrial Retail/Restaurant ,Multifamily,Land,Miscellaneous this six category are there in Commercial Property.

We all love the truth I hope, it makes our lives so much easier, totally agree we all of you, Jim

Jack,

don't ask the tenant to provide copy of their credit report; instead, have them fill out an application requesting their SS# and that states that their credit will be checked; charge them a credit check fee.

Anyone who is serious about renting the place will provide the information and pay the fee. Anyone who 'doesn't feel comfortable' with you checking is not worth renting your place to.